If ever we need a king in this country and someone put me in charge, somewhere on my to-do list would be getting rid of FAR 91.119. OK, so I wouldn't eliminate it, but I'd amend it so that people would just worry about it less. I've been in more discussions than I care to remember about what constitutes congested areas versus uncongested areas and what exactly is a settlement, anyway?
This is a companion discussion topic for the original entry at https://www.avweb.com/flight-safety/flying-the-carbon-cub-on-floats