Flying is inherently risky and it is obvious that the more we engage in a risky activity, more likely we are to have an incident or accident. I can reduce the probability of having a bad day in aviation to zero (or nearly so) only by not flying at all. This is a “Well duh…” situation.
Paul is absolutely correct here. Although we can never remove the risk from this activity we love, we can mitigate those risks through currency and proficiency. If we choose to fly, the more skill we have in recognizing and properly reacting to situations which require more precise and accurate handling of the controls, the more safe we will be.
My advice to you would be to simply stay home. Me? There is a cross wind forecast this afternoon and I’m going to go out and do my best to land on the center line, aligned, and with no drift. You never know when that might be important… and I definitely need the practice.